We evaluated 10 lending and mortgage technology platforms using a weighted methodology: Origination (30%), Automation (25%), Compliance (20%), Borrower Experience (15%), and Integration (10%).
#1
Pleasanton, CA · Enterprise · Founded 1997
Market LeaderEncompass Platform
Dominant mortgage technology platform. Encompass used by 3,000+ lenders processing a major share of all US mortgage originations.
#2
Jacksonville, FL · Enterprise · Founded 2014
Best Servicing TechMSP Platform
Leading mortgage servicing platform, now part of ICE. MSP handles majority of US mortgage servicing. Strong in origination and data analytics.
#3
San Francisco, CA · Mid-Market · Founded 2012
Best Digital ExperienceCloud-Native
Cloud-based digital lending for banks, credit unions, and fintechs. Clean consumer experience processing hundreds of billions in loans annually.
#4
Wilmington, NC · Mid-Market · Founded 2012
Best Commercial LendingSalesforce-Based
Cloud banking OS on Salesforce for commercial, small business, and consumer lending. End-to-end loan lifecycle management.
#5
London, UK · Enterprise · Founded 2017
Best Open LendingFusionFabric
Comprehensive lending solutions across mortgage, consumer, and commercial. FusionFabric.cloud marketplace enables ecosystem integrations.
Also ranked
#6 Tavant — Best AI lending automation
7.7
#7 Roostify — Best mortgage POS
7.4
#8 LoanPro — Best loan management
7.2
#9 Sagent — Best modern servicing
7.0
#10 Brace — Best loss mitigation
6.8